Know the exact date you'll be debt-free - in 3 minutes, without spreadsheets and without shame.
A simulator that calculates your freedom date using the Snowball or Avalanche method. Not a "system", not a "philosophy" - a concrete date on the calendar.
Get the free guide + demo
"5 steps to your freedom date" (PDF, 4 pages) + access to the demo simulator. No spam, unsubscribe in 1 click.
Sound familiar?
I pay the minimum on my cards and can't see when this ends.
I tried Excel - gave up after three weeks.
I don't know whether to pay off the smallest balance first or the highest rate.
What's inside
One date. You input balances and rates - you get the specific day your balance hits zero.
Two methods side-by-side. Snowball and Avalanche - you see the difference in time and interest. You decide consciously.
A tracker you won't abandon. A simple Notion dashboard + weekly reminder. No 40 fields.